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Health care is easily accessible: The area has 13 hospitals and 249 physicians’ offices. Although Lexington offers many of the amenities of a large city, the cost of living is below the national average, as is the median home price. Kentucky is a tax-friendly state for retirees: It exempts Social Security benefits from income taxes and offers homeowners 65 and older a tax exemption for part of the value of their property.

-- Cameron Huddleston

State College, Pa.

College: Pennsylvania State University

Population: 41,757

Median home price: $270,250

Cost of living: Not available

This town may not be close to any major cities or the beach, but it’s popular with retirees who like the lively downtown, the cultural activities and, of course, Penn State football.

Kathleen Collins, 63, and her husband, Skip, 65, have owned a condo just outside State College since 2004, and they divide their time between Washington, D.C., and Happy Valley. Kathleen, a semi-retired lawyer and Penn State alum, teaches a course in banking regulation at the university’s law school during the fall semester. Kathleen appreciates State College’s beautiful setting. With mountains and trout streams, “it’s so dissimilar to city life.”

But rural doesn’t mean dull. The Center for the Performing Arts at Penn State features chamber music concerts, ballet and Broadway shows. The Palmer Museum of Art, part of the College of Arts and Architecture at Penn State, is home to 11 art galleries and an outdoor sculpture garden; admission is free. Residents age 60 and older can take undergraduate courses at Penn State free on a space-available basis.

In addition to bars and pizza joints for the college crowd, State College offers a variety of locally owned and high-end restaurants, along with three microbreweries and a 24-hour Wegmans.

At $270,250, the median home price is above the median for the U.S. and Pennsylvania. There are several retirement communities in the area, including The Village at Penn State, which provides free transportation to football games and other university events.

Pennsylvania is a tax-friendly state for retirees. Social Security benefits, public and private pensions, and distributions from retirement accounts are tax-free. Health care is available through the well-regarded Mount Nittany Medical Center. The Penn State University Milton S. Hershey Medical Center is located about an hour and 45 minutes away, in Hershey, Pa.

Source : https://www.kiplinger.com/article/retirement/t006-c000-s002-retire-to-a-college-town.html

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